RTM Live Model
Relative Theory of Money — Visualized
Explore how the Universal Dividend distributes newly created money symmetrically. Adjust parameters to see the mathematical proof in real time.
Members (N)
10,000
1001,000,000
Growth Rate (c) — % / year
10%
1%20%
Simulation Period (years)
40
5 yrs80 yrs (lifetime)
RTM Formula:
UD(t+1) = UD(t) + c² × (M(t) / N(t+1))Total Money Supply (M)
Growth over time — shared equally via Universal Dividend
Universal Dividend Per Person
Each member receives the same UD — no Cantillon effect
Key Insight: Symmetric Money Creation
In the current fiat system, new money enters through bank lending — benefiting those closest to the source (the Cantillon Effect). With RTM, every member receives exactly the same share of new money creation. After 40 yrs, each person's cumulative UD is 54,833.86 units — regardless of when they joined. This is temporal symmetry.