What is Universe Dollar?
An independent, plain-language explanation of the protocol, the theory behind it, and why it matters.
What is UVD?
Universe Dollar (UVD) is a protocol that implements the Relative Theory of Money — a mathematical framework proving that the only fair monetary system is one where every participant receives an equal share of newly created money. This equal share is called the Universal Dividend.
How does it work?
Instead of money being created by central banks and distributed unevenly (the Cantillon Effect), UVD distributes newly created units equally to all verified members. Verification happens through a Web of Trust — existing members certify new ones through personal relationships, ensuring one-person-one-account without centralized identity checks.
Why does it matter?
In traditional monetary systems, those closest to money creation (banks, governments) benefit at the expense of everyone else. UVD's mathematical framework eliminates this structural inequality. The Sovereign Basket concept further ensures that purchasing power is measured against real goods — not against another currency that is itself inflating.
Who is behind it?
The mathematical foundation comes from Stéphane Laborde's Relative Theory of Money (2010). The Universe Dollar project implements this theory. This companion site (uvd.trading) is an independent educational project by Prime Associates LLC. For the official project, visit uvd.xyz.
Want to learn more?
Explore our interactive simulations to see the mathematics in action, read the glossary for precise definitions, or visit the official site for the whitepaper and roadmap.